Questionnaire
137 participants took part in the public survey. It is dificult to repay a consumer credit for 68 participants, it is not dificult for 36 participants and 33 participants have not a consumer credit.
EU directives
This section serves to provide an option to you to familiarise yourself with a selection of EU acts that relate to the payment systems and consumer protection:
payment system:
Directive 2007/64/EC of the European Parliament and of the Council of 13 November 2007 on payment services in the internal market
Regulation (EC) No 2560/2001 of the European Parliament and of the Council of 19 December 2001 on cross-border payments in euro
Regulation (EC) No 1781/2006 of the European Parliament and of the Council of 15 November 2006 on information on the payer accompanying transfers of funds
consumer protection:
Regulation (EC) No 2006/2004 of the European Parliament and of the Council of 27 October 2004 on cooperation between national authorities responsible for the enforcement of consumer protection laws (the Regulation on consumer protection cooperation)
Council Directive 93/13/EEC of 5 April 1993 on unfair terms in consumer contracts
